Money skills for
real college life.

Built by a student
|
11 modules
|
99 lessons
Stacked Dashboard Mockup
Earning Spending Saving Investing Credit Risk Loans Taxes Career Scams
About

Know your money before life makes you figure it out

Short, interactive lessons built around real situations, not lecture slides.

01

Interactive modules

Eleven modules built around real campus scenarios, not textbook theory.

02

Quizzes & XP

Test yourself, earn points, and watch your progress bar actually move.

03

Built for students

No financial background needed. We start from zero, promise.

04

Coins, diamonds & streaks

Two currencies to earn: coins from finishing lessons, diamonds from keeping a streak. Spend them kitting out Hammy and his room.

The Problem

Financial education ends at high school graduation.
Financial decisions don't

$1.67T

in total federal student loan debt, held by 42.3 million borrowers nationwide

54%

of college students would struggle to cover an unexpected $500 expense with cash or credit

65%

of students have skipped buying a required textbook because of the cost

Sources
  1. Federal Student Aid, "Federal Student Aid Posts Updated Reports to FSA Data Center," Aug. 2025. fsapartners.ed.gov
  2. Trellis Strategies, Student Financial Wellness Survey — Fall 2025 Results (65,000+ undergraduates across 153 institutions). trellisstrategies.org; figure as reported in Inside Higher Ed, Apr. 2026, insidehighered.com
  3. Student PIRGs, "Fixing the Broken Textbook Market," 3rd ed., 2021. studentpirgs.org
Existing Tools The Gap What Stacked Offers
NGPF / Banzai Content stops at high school. Nothing for loans, credit cards, or campus jobs Lessons built around real college scenarios: first paychecks, meal plans, FAFSA
NerdWallet / Investopedia Walls of text aimed at 30-year-olds with no interactivity or engagement Interactive modules with quizzes, assessments, XP, and decision simulations
Banking apps Track spending but don't teach why or how to improve Teaches the concepts first, then lets students apply them in simulated scenarios
The Curriculum

Eleven modules, all built for campus

Real scenarios from dining halls, campus jobs, financial aid offices, and first apartments.

01

Earning

Want to understand why your paycheck is smaller than you expected?
PaychecksPayroll TaxesTax Withholding
02

Spending

Where does all your money actually go each semester?
BudgetingMeal PlansPaying for College
03

Saving

Can you really build an emergency fund on a student budget?
Emergency FundHigh-Yield SavingsSavings Goals
04

Investing

What if you could retire a millionaire by starting with $50 a month right now?
Retirement AccountsCompound InterestIndex Funds
05

Managing Credit

Should you get that student credit card everyone's signing up for?
Credit ScoreInterest RateCredit Utilization
06

Managing Risk

What happens if your laptop gets stolen or you end up in the ER?
Health InsuranceRenter's InsuranceIdentity Theft
07

Loans

Should you accept the full loan amount your school offers you?
Financial Aid ApplicationLoan AgreementSmart Borrowing
08

Taxes

Never filed a tax return before? Here's where to actually start.
Employee vs. Freelance IncomeEducation Tax CreditsFiling Your First Return
09

Consumer Psychology

You know you should save. So why is there never anything left?
Impulse SpendingBuy Now, Pay LaterMoney Habits
10

Career & Salary

Should you just accept the first number a job offers you?
Salary NegotiationEmployer Retirement MatchComparing Job Offers
11

Scams & Fraud Prevention

Got a text saying your account is locked? Here's how to tell what's real.
PhishingIdentity TheftFake Job Scams
Engagement

Motivation that actually sticks

Progress from Frugal Freshman to Financially Literate Graduate as you complete modules and demonstrate real knowledge.

Level up through financial tiers

Level 1–2Frugal Freshman
Level 3–4Savvy Sophomore
Level 5–6Junior Investor
Level 7–8Senior Strategist
Level 9–10Financially Literate Graduate

XP System

Earn points for every lesson, quiz, and challenge completed.

Daily Streaks

Build momentum with login streaks and milestone rewards.

Achievement Badges

Unlock milestones like "Budget Boss," "Perfect Score," and "Loan Ranger."

FAQ

Questions? We've got answers

How long does each module take?

About 10 minutes. Each module includes in-depth lessons, interactive scenarios, quizzes, and assessments, and you can work through them at your own pace and pick up where you left off.

Do I need any financial background to use Stacked?

Not at all. Stacked was built for students who are starting from zero. Every concept is explained from the ground up with real campus examples. No jargon, no prerequisites.

Is my progress saved?

Yes. Your XP, badges, streaks, and module progress are all saved to your account. Pick up right where you left off anytime.